Dependent Students (except students whose parents cannot borrow a PLUS loan) who qualify may borrow the following per academic year:
- Freshmen (0-30 credits earned*) up to $5,500 of which only $3,500 can be subsidized; Sophomore (31+ credits earned*) up to $6,500 of which only $4,500 can be subsidized.
Independent Students and Dependent Students whose parents cannot borrow PLUS who qualify may borrow the following per academic year:
- Freshmen (0-30 credits earned) up to $9,500 of which only $3,500 can be subsidized; Sophomore (31+ credits earned) up to $10,500 of which only $4,500 can be subsidized.
*Grade Level. A student’s grade level is determined by the number of credits successfully completed, accepted and recorded by the Registrar’s office.